Artificial intelligence is making it easier for you to get scammed. The scams haven’t changed much over the years; however, AI allows fraudsters to target more potential victims and use personal information more effectively to convince you the scam is legit.
In the past, poorly worded emails often raised red flags. But today, emails and texts are better written, and chat bots can conduct conversations without anyone realizing they aren’t human.
AI tools such as ChatGPT have the ability to produce voice clones, an imitation of your voice and identity which can then be used to impersonate family and friends in need of money or your personal information.
So, what can you do to protect yourself from AI scams?
Voice-Cloning Scam Prevention Tips
Be suspicious if you are:
- Contacted out of the blue.
- Pressured to act immediately.
- Told to keep the request a secret.
- Asked to make payment through a wire transfer, gift card or cryptocurrency.
Deep Fake Scam Prevention Tips
- In videos, look for jerky movements, changes in lighting or skin tone, and shadows around the eyes.
- Audibly, listen for inconsistencies in the voice, odd word choices, and choppy sentence structure.
What Action Can You Take?
- Be aware that caller ID can be faked. So, if you get a call from a friend or family member asking for money or personal information, verify who they say they are by asking them questions that only they would know the answer to.
- Hang up and call your friend or family member back.
- Never act immediately no matter how urgent their request. Stop and think, is this realistic?
- To report a scam, contact the Federal Trade Commission.
Still have questions or concerns?
At Marine Bank, real people with real solutions are always within reach. Feel free to contact or visit your local Marine Bank location anytime during business hours with no appointment necessary.